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Get the right California mortgage — not just the first one a bank offers

As an independent broker, we shop multiple wholesale lenders so you see the best rate and program for your situation. Fill out the form below and a licensed broker will follow up.

Why Work With a Broker Instead of a Single Bank

TRADITIONAL
The common approach

One set of rates, one underwriting box
One menu of loan products
If you don't fit, you get denied — or steered into the wrong product
Limited knowledge of state-specific programs
You do the shopping across multiple banks yourself

HOLIDAY MORTGAGE (Independent Broker)

Shop multiple wholesale lenders with one application
Match to the right program: VA, FHA, USDA, Jumbo, DSCR, and more
California specialty programs: CalHFA, CalVET, Down Payment Assistance, Forgivable Grants
Licensed California broker — Jason Youngs (NMLS 350776)
By-appointment service, not a call center

You're Covered Either Way

Getting the right mortgage is the goal. Making sure you're protected and informed throughout the process is how we keep it low-stress.

Ready to talk to a California broker?

MEET YOUR BROKER

Jason Youngs

California Mortgage Broker • DRE #01267638 • NMLS 350776

Based in Roseville and serving clients throughout California, Jason Youngs leads Holiday Mortgage with a broker-first approach: one application, multiple wholesale lenders, and the right program matched to each client's situation.

From first-time buyers on CalHFA to investors structuring DSCR loans, from VA and FHA purchases to commercial and SBA financing, every client gets a licensed broker's direct attention — by appointment only, never a call center.

(916) 580-7924

[email protected]

Youngs Real Estate, Inc. • Holiday Mortgage Company DRE #01952712 • Company NMLS 1387659 Jason Youngs • DRE #01267638 • NMLS 350776 Roseville, CA • Serving all California • By appointment only

Licensed by the California Department of Real Estate. Equal Housing Opportunity. This website is for general information/advertising purposes only and is not a commitment to lend