About Us
A CALIFORNIA BROKER WHO FINDS THE LOAN YOU ACTUALLY QUALIFY FOR
Holiday Mortgage is a California brokerage built on a simple idea: every borrower deserves more than a single bank's menu. We shop multiple wholesale lenders and match you to the right program — from VA, FHA, and CalHFA to Jumbo, DSCR, and commercial — so you get the financing that fits, not just what one lender happens to sell.
Why Work With a Broker Instead of a Single Bank
TRADITIONAL
The common approach
One set of rates, one underwriting box
One menu of loan products
If you don't fit, you get denied — or steered into the wrong product
Limited knowledge of state-specific programs
You do the shopping across multiple banks yourself
HOLIDAY MORTGAGE (Independent Broker)
Shop multiple wholesale lenders with one application
Match to the right program: VA, FHA, USDA, Jumbo, DSCR, and more
California specialty programs: CalHFA, CalVET, Down Payment Assistance, Forgivable Grants
Licensed California broker — Jason Youngs (NMLS 350776)
By-appointment service, not a call center
MEET YOUR BROKER
Jason Youngs
California Mortgage Broker • DRE #01267638 • NMLS 350776
Based in Roseville and serving clients throughout California, Jason Youngs leads Holiday Mortgage with a broker-first approach: one application, multiple wholesale lenders, and the right program matched to each client's situation.
From first-time buyers on CalHFA to investors structuring DSCR loans, from VA and FHA purchases to commercial and SBA financing, every client gets a licensed broker's direct attention — by appointment only, never a call center.
Youngs Real Estate, Inc. • Holiday Mortgage Company DRE #01952712 • Company NMLS 1387659 Jason Youngs • DRE #01267638 • NMLS 350776 Roseville, CA • Serving all California • By appointment only
Licensed by the California Department of Real Estate. Equal Housing Opportunity. This website is for general information/advertising purposes only and is not a commitment to lend
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